Services

Retirement Planning

I offer a full retirement planning service, taking into account existing pensions and any new provision you may wish to make.

I can help consolidate existing pension plans where appropriate & help build your fund for retirement.

When the time comes, I can advise you how to take your income, whether that's through an annuity or more flexible options that are now available to you such as Flex-Access Drawdown.

The value of pensions and the income they produce can fall as well as rise.  You may get back less than you invested.

Savings & Investments

I provide personalised investment advice, from a simple monthly contribution ISA through to large lump sum investments, or review of existing complex investment portfolios.

The value of investments and the income they provide can fall as well as rise.  You may get back less than you invested.

Mortgages

I can help you find the right mortgage for your circumstances, whether you are buying your first home, moving somewhere new, buying an investment property to let, or simply looking to review the mortgage on your existing home.

I offer whole of market advice, giving access to the big high street names, as well as less known lenders, often with exclusive rates not available elsewhere.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

Insurance & Protection

We all hope never to claim on our insurance policies, but when the worst happens, they are there to protect our financial well being.

I can give you comprehensive advice on Life, Critical Illness & Income Protection insurance, to ensure that your home and family are protected.